MORTGAGE • MONEY • HOMEOWNERSHIP
You've probably got more options than what you think...
Your mortgage, your home equity, your next home, or even your first home. There are likely more possibilities than you realize.
We share the stuff that matters before anyone tries to sell you anything.
MortgageTips Weekly
One smart idea each week about mortgage, money, or homeownership.
Ever learn something and immediately think:
“Wait…why didn't anyone tell me this?”
That’s kind of the whole idea.
- Maybe it’s realizing your home equity could help you build an ADU.
- Or that putting 20% down isn’t automatically the smartest use of your cash.
- Or that your low mortgage rate is great…but might not be a good enough reason to stay somewhere that no longer works for your family.
- Or that there may be a way to buy another property without selling the one you already own.
There are a lot of possibilities hiding inside homeownership. Most people just don’t hear about them early enough.
We’re trying to change that.
There's a difference between
what you "Could do" and "Should do"
Could we do something with our equity?
Renovating, adding an ADU, a DEBT RESET, or buying another home. We’ll show you the options and the stuff worth thinking about before you touch the equity you worked hard to build.
Should we renovate or add on to our house?
Sometimes renovating to make your current home meet your housing needs makes sense, sometimes building beyond your home value could kill the investment portion of your equity. We can help you determine which route makes the most sense for your home
Could we even afford to do that?
There’s a big difference between what you can do and what you should do. What you can qualify for and what actually feels comfortable every month may be very different...we'll help you figure out what feels right.
Should we add an ADU to our home?
ADUs are an incredible opportunity, they can help cashflow, offset a mortgage payment, or provide housing for a loved one. But sometimes the cost or investment recapture can make the cost not quite worth it. We can help you do the math and figure that out for your specific home.
Could we buy another home without selling ours first?
Delayed financing, transitional financing, or using a contract to protect your family from becoming homeless... There are more ways to structure that than most homeowners realize.
Should we wait until mortgage rates go down?
Rates have a huge impact on a payment and ultimately a family's budget...but sometimes the opportunity cost of not doing anything is costing you more than the actual math. We can help you map out the math so you know what option works best.
You don't need to be ready just yet.
Sometimes you just want to know what’s possible.
You don’t have to be buying, refinancing, selling, or filling out an application just because something caught your attention. Maybe you saw a video and thought, “Huh, I wonder if we could do that?” That’s enough.
MortgageTips is here whenever the question shows up.
"
You should be able to understand your options before someone tries to sell you one.
— NATHAN LA RUE, CO-FOUNDER MORTGAGE TIPS
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